Kwarta Padala

WEBSITE homepage Kawarta padala

The ML Kwarta Padala is a leading remittance service provider here in the Philippines and also abroad and has served millions of Filipinos in sending and receiving their money to meet all their family’s financial needs.

Propelled by a strong drive to deliver service excellence and total customer satisfaction, M Lhuillier demonstrates its leadership in the money remittance service by expanding its network of branches in the Philippines and strengthening strong partner networks abroad and by using an extremely reliable technology-based system. With this, ML Kwarta Padala is delivered whenever and wherever it is needed!

Easy procedures, convenient locations, and readily available cash in all of its branches make sending and receiving money effortless, which differentiates the ML Kwarta Padala brand from the others… setting as one of the best remittance players in the world.

M Lhuillier’s Kwarta Padala has touched the lives of millions of Filipinos by connecting families, allowing unforgettable celebrations, creating beautiful memories, conveying comfort, extending helping hands, facilitating business transactions, and helping fulfill many Filipinos’ dreams.  ML Kwarta Padala demonstrates M Lhuillier’s brand promise of efficiency and reliability.

Domestic Remittance

Domestic remittance service offers local customers the means to send and receive money at any M Lhuillier branch nationwide. With over 3,000 branches nationwide, sending and receiving money has never been more convenient! M Lhuillier has expanded this branch network with its partnership with other big networks namely Expresspay Inc., LBC Express, RuralNet (Cash Co.), and Starpay, making this service more accessible and convenient.

International Remittance

International money remittance service offers customers the means to send money in any ML branch nationwide to receivers in any part of the world through ML’s network of partners worldwide. The receiver abroad can claim the money in the local currency of the recipient’s country.

These partners abroad can likewise facilitate sending the customers’ money to any recipient here in the Philippines which can be claimed at any ML branch. The receiver here in the Philippines has the option to receive the money either in Philippine pesos or US dollars (depending on the currency set by his sender abroad).

With close to a hundred international remittance partners, all transactions are quick and fast!

Please see list of International Remittance partners below *

How to track your Kwarta Padala transactions?

The easiest way to track your transaction is to email us at customercare@mlhuillier.com. Please provide your Tracking Number (KPTN) or Reference Number to our customer service agent.

Bills Payment

The Bills Payment service offers customers the convenience to pay their bills at any M Lhuillier branch nationwide. These payments could be for their utilities, insurance premiums, airline bookings, tuition fees, loan payments, online purchases, to mention a few.

The service features a swift and easy bill payment facility system powered by a strong information-technology-based system.

Customers need not go to the different utility centers to pay for their basic utility bills or to pay for their other obligations because ML offers a one-stop-shop to do all these!

Please see below for the list of Bills Payment partners **

Payment Solutions Service

The Payment Solutions service enables corporate customers to send money for their employee’s salaries, for dealers’ commissions, for loan proceeds to their borrowers and also for government agencies like the Department of Agriculture (DA), Department of Labor (DOLE), Social Security System (SSS), and Department of Social Welfare and Development (DSWD) for their cash assistance to their members or beneficiaries. Receivers can conveniently claim their money at any ML branch by just presenting their KPTN (Kwarta Padala Transaction Number) or Reference Number and valid IDs.

Kwarta Padala to Account Service

ML Kwarta Padala to Account or KP2A is a service that allows customers to send money at any ML branch nationwide to their bank account. Currently, the service is available for Metrobank, Chinabank, BPI, and Security Bank accounts. KP2A through Security Bank also allows you to deposit to your other bank accounts provided said banks are members of Instapay and Pesonet. KP2A to other banks will soon follow.

Account to KPadala Service

Account to KPadala or A2KP is the service available to bank account holders that allows them to send cash from their bank account via online or mobile app for pick up by their receivers at any Mlhuillier branch nationwide.  Receivers can conveniently claim the money at any branch by just presenting the Reference Number and a valid ID. This service is currently available for BPI account holders (BPI to CASH). Other A2KP partners will soon follow.

POS Solutions Service

Point of Sale (POS) Solutions Service enables customers to get cash from their bank accounts by merely swiping their ATM Card, Debit Card or Cash Card from the POS machines of selected ML branches nationwide. All domestic issued ATM/Debit Cards by any bank are acceptable.  Withdrawals are fixed in Philippine Peso.

ML K Padala Plus Service

ML Kwarta Padala Plus facilitates the non-monetary padala of customers to their designated recipients. It could be an item ordered by a customer or a document from a customer to a corporate customer’s head office. Currently, this service facilitates loan applications for lending companies.  Customers can just go to any ML branch nationwide and hand in their items or documents intended for their recipients.

ML ePay Service

ML ePay Service is a simple, convenient, and fast way for customers to purchase their favorite items online without using a credit card.  Customers can just go to any M Lhuillier branch nationwide to pay for these purchases.  The merchants get to receive the said payment immediately so they can start processing the orders fast.

Frequently Asked Questions

  • Alien Certification of Registration (ACR) or Immigrant Certificate of Registration (ICR)

  • Driver's License

  • Passport

  • National ID or Local ID

  • Government Service Insurance System (GSIS) Electronic Card ID or (E-Card PLUS)

  • NBI Clearance

  • Overseas Workers Welfare Administration (OWWA) ID

  • Police Clearance Certificate

  • Professional Regulation Commission (PRC) ID

  • Seaman's Book and Seafarer's Registration Certificate

  • Senior Citizen's ID

  • Social Security System (SSS) ID w/ Photo

  • Voter's or New Voter's ID

  • Other Government Office and GOCC IDs

  • Integrated Bar of the Philippines Membership Card or ID

  • Barangay Identification

  • Employment ID

  • School ID

  1. Duly fill out the MLKP form and present a valid ID.

  2. Get your cash from the Front Line Associate.

  3. Get the copy of the customer's form.

1. Fill out the MLKP Form and present a valid ID.

2. Give your cash to the Front Line Associate.

3. Get the customer's copy of the MLKP form and official receipt.

  1. Asia United Bank (AUB)

  2. At & Services

  3. Atin Ito Remittance Ltd.

  4. Ayannah Business Solutions Inc

  5. Bank of Commerce

  6. BC Remit

  7. BDO (Banco de Oro Remittance)

  8. BM Express

  9. BPI Remittance

  10. Calsons Remittance

  11. Al Ansari Exchange

  12. Cash Express Worldwide

  13. Chinabank

  14. Citi Express Payment Phils.

  15. Czarina Foreign Exchange

  16. Development Bank of the Philippines (DBP)

  17. EEC/Goldstar Philippines Inc.

  18. EZ Remit

  19. Family Express Canada Limited

  20. Fastpay Internationl LTD.

  21. Filremit

  22. Forex World

  23. Friendly Remittance

  24. Instant Cash

  25. Intel Express

  26. Jalandoni Foreign Exchange & Remittance

  27. Japan Remit Finance

  28. Kabayan Remittance

  29. Kabayan Remittance Canada

  30. Keb Hana Bank

  31. LDV Express

  32. LMI Express Delivery (Lucky Money)

  33. Lulu Money/Lulu Remit/Lulu Echange

  34. Metro Express Remittance

  35. Metrobank Head Office

  36. ML Global

  37. Money Exchange Spain

  38. Money Gram

  39. Murillo Travel and Remittance Services

  40. New York Bay / Transfast

  41. Northern Union Remittance

  42. OMNEX/UNO/SHAREMONEY

  43. Optimum Exchange Remit Inc

  44. Pacific Ace Forex

  45. Pay2Home Remittance Services

  46. Paypal/Xoom

  47. Peramax (GRANSTAR GLOBAL SERVICES )

  48. Pinoy Hatid Padala

  49. Placid Express

  50. RCBC

  51. Reliable Peso Remit

  52. Remitly

  53. Rewire - Research and Development Ltd

  54. Ria Financials

  55. Signed and Delivered Inc. (also known as GEMINI)

  56. Sigue Money Transfer / Coinstar

  57. Steadfast Money Transfer PTE LTD.

  58. TML Remittance Center

  59. Tranglo

  60. Transfer To/Thunes

  61. Unilink Express Payment Phils. Inc.

  62. Uniteller

  63. UREMIT Int'l Corp

  64. Viamericas

  65. Western Union

  66. World Remit Limited

  67. Worldcom International Communications (WIC)

  • AltPayNet

  • BabyMama Inc.

  • Betur Inc./Coins.ph

  • Fastnet Commu. Inc./ Bigfish Manila

  • OutPax Connect

  • Quirks Marketing Phils.

  • UnifiedWeb Inc.

  • Vismin GV Hotel Inc.

  1. 123 LENDING CORPORATION

  2. ABEJO WATERS CORP.

  3. ABEJO WATERS CORP. - TALISAY

  4. AEON CREDIT SERVICE, PHILS. INC.

  5. AIA PHILIPPINES

  6. AIR ASIA / ZEST AIRWAYS

  7. AISAT CORP.

  8. AKLAN CABLE NETWORK INC. - LEMERY

  9. ALEGRIA DIVE RESORT

  10. ANECO INC

  11. ANGELES CITY WATER DISTRCIT

  12. ANJO WORLD THEME PARK

  13. AQUA CENTRO MWPV CORP.

  14. ASIALINK FINANCE CORPORATION

  15. ASIAN COLLEGE OF TECHNOLOGY INTERNATIONAL EDUCATION FOUNDATION

  16. ASTROKIDD TRAVEL AND TOURS

  17. ATENEO DE DAVAO UNIVERSITY

  18. ATENEO DE ZAMBOANGA UNIVERSITY

  19. BALAMBAN WATER DISTRICT

  20. BASIC WATER ENTERPRISES INC.

  21. BATANGAS CATV INC.

  22. BATANGAS CATV INC. - BAUAN

  23. BATANGAS CATV INC. - MABINI

  24. BAYAN COMMUNICATION INC.

  25. BENEDICTO COLLEGE

  26. BIGSTART TRAVEL & VISA ASSISTANCE

  27. BILIRAN TELETV NETWORK

  28. BOHECO 1

  29. BOHECO II

  30. BOHOL LIGHT COMPANY INC.

  31. BOHOL NORTHEASTERN EDUCATION FOUNDATION

  32. BOHOL NORTHERN STAR COLLEGE

  33. BOHOL WATER UTILITIES INC

  34. BOSTON FINANCE AND INVESTMENT CORP.

  35. BP WATERWORKS

  36. BUENAVISTA CATV INC.

  37. BULACAN MWPV DEVELOPMENT INC.

  38. BULAKAN WATER COMPANY INC

  39. C! MAGAZINE

  40. CALASIO WATER COMPANY INC

  41. CALBAYOG WATER COMPANY INC.

  42. CAMARINES SUR ELECTRIC COOPERATIVE III

  43. CAPITOL UNIVERSITY

  44. CARCAR WATER DISTRCIT

  45. CARD MRI (payment to Head Card Office)

  46. CARD PIONEER MICROINSURANCE INC.

  47. CARITAS FINACIAL PLANS INC.

  48. CARMONA WATERS

  49. CASURECO 4

  50. CATTLEYA GARDENS AND MEMORIAL PARK INC.

  51. CEBU CABLE TV MANAGEMENT CORP.

  52. CEBU CABLE TV NORTH MANAGEMENT CORP.

  53. CEBU CFI COOP PAYMENTS

  54. CEBU CFI LOAN APPLICATION FEE

  55. CEBU DOCTORS UNIVERSITY INC.

  56. CEBU GEMS INNOVATION AND CAREER DEVELOPMENT CENTER INC.

  57. CEBU INSTITUTE OF TECHNOLOGY

  58. CEBU LANDMASTERS INC.

  59. CEBU PEOPLE'S MULTI PURPOSE COOPERATIVE

  60. CEBU SENDAI MOTOR SALES INC.

  61. CELESTIAL MEADOWS

  62. CENTRO ESCOLAR UNIVERSITY

  63. CHARLES PEAK

  64. CIS BAYAD CENTER - CIGNAL

  65. CIS BAYAD CENTER - DFA

  66. CIS BAYAD CENTER - MAYNILAD

  67. CIS BAYAD CENTER - MMDA

  68. CIS BAYAD CENTER - POEA

  69. CITY SAVINGS BANK

  70. CLAVER TV AND INTERNET SERVICES

  71. COLLEGE OF TECHNOLOGICAL SCIENCES CEBU INC.

  72. COLLEGIO DE DAGUPAN

  73. COLLEGIO SAN AGUSTIN - BACOLOD

  74. COLUMBAN MISSIONARY FOUNDATION INC.

  75. COMMUNITY ECONOMIC VENTURES INC.

  76. COMPASIA TECHNOLOGY PHILS. INC.

  77. COOPERATIVE BANK OF CEBU

  78. COR JESU COLLEGE

  79. COTABATO ELECTRIC COOPERATIVE INC. - MATALAM (COTELCO)

  80. COTABATO LIGHTS

  81. CROCOLANDIA FOUNDATION INC.

  82. CSW - ILOILO INC.

  83. CTBC BANK PHILS. INC.

  84. DAVAO LIGHT

  85. DE LA SALLE JOHN BOSCO COLLEGE

  86. DES APPLIANCE PLAZA INC

  87. DES STRONG MOTOR INC. - CUSTOMER PAYMENT

  88. DIPOLOG CITY WATER DISTRICT

  89. DIVINE WORD COLLEGE OF CALAPAN

  90. DIWA TRAVEL AGENCY

  91. DMC COLLEGE FOUNDATION INC.

  92. DOLE REGION XII (RWA( REGISTRATION OF WORKERS ASSOCIATION

  93. DONA PILAR LEARNING FOUNDATION INC.

  94. DRAGON PAY CORPORATION

  95. ECOWATER MWPV CORP.

  96. ECOWATERS SOLUTION INC. - CEBU

  97. ELN ONLINE

  98. ESAMELCO

  99. EXCEL FIRST REVIEW AND TRAINING CENTER INC.

  100. EXCELITE CATV BATANGAS, INC - TAAL

  101. EXCEL-RI CE SPECIALIST INC.

  102. EZ SHOP CONSUMER'S DESIRE TRADING CORP.

  103. FAST UNIMERCHANTS, INC.

  104. FELY'S TOURS AND TRAVEL

  105. FINASWIDE CREDIT CORP.

  106. FIRST INDUSTRIAL SCIENCE AND TECHNOLOGY SCHOOL

  107. FIRST STANDARD FINANCE - BACOLOD

  108. FIRST STANDARD FINANCE CORP.

  109. FIRST STANDARD FINANCE-ILOILO

  110. FIRST STANDARD FINANCE-ROXAS

  111. FLORISTA.PH

  112. FOUNDATION FOR VALUES TRAINING INC.

  113. FOUNDATION UNIVERSITY

  114. GENERAL LUNA WATER SYSTEM INC.

  115. GENERAL SANTOS WATER DISTRICT

  116. GI PHILS. CORP.

  117. GLOBAL DOMINION FINANCING

  118. GLOBE INNOVE

  119. GLOBEWEST FINANCE CORPORATION

  120. GOLDEN BRIA HOLDINGS INC.

  121. GOLDENFUTURE LIFE PLANS INC.

  122. GOODHAND WATER SPECIALIST

  123. GUIMARAS ELECTRIC COOPERATIVE

  124. GULLAS COLLEGE OF MEDICINE INC.

  125. HAPPY WELL MANAGEMENT

  126. HAVEN OF PEACE MEMORIAL GARDEN

  127. HELPMATE - COMPOSTELA

  128. HELPMATE- DAVAO

  129. HELPMATE- LILOAN

  130. HELPMATE- MANDAUE

  131. HELPMATE- MINGLANILLA

  132. HELPMATE- NAGA

  133. HELPMATE- PIT-OS

  134. HELPMATE- QUIOT

  135. HELPMATE- SAN FERNANDO

  136. HELPMATE- SAPANGDAKU

  137. HELPMATE- TALISAY

  138. HI -PRECISION DIAGNOSTICS INC.

  139. HILLSIDE MEMORIAL GARDEN INC.

  140. HOLY ANGELES UNIVERSITY

  141. HOLY NAME UNIVERSITY INC.

  142. HOLY ROSARY SCHOOL OF PARDO

  143. HOLY TRINITY COLLEGE OF GENERAL SANTOS CITY

  144. HOMECREDIT

  145. HONDA DES INC.

  146. ICCT COLLEGES - ANTIPOLO

  147. ICCT COLLEGES-TAYTAY

  148. ILECO 3 (ILOILO III ELECTRIC COOPERATIVE INC.)

  149. IMPERIAL APPLIANCE PLAZA

  150. INDIANA AEROSPACE UNIVERSITY

  151. INTERNATIONAL SCHOOL OF ASIA AND PACIFIC

  152. IOS MARKETING CORP.

  153. ISABEL WATER DISTRICT

  154. J STORE INNOVATION

  155. JCASS TRAVEL & TOURS

  156. JOHN B LACSON COLLEGES FOUNDATION (BACOLOD) INC.

  157. JOHN B LACSON FOUNDATION MARITIME UNIVERSITY-AREVALO ILOILO

  158. JOSE MARIA COLLEGE DAVAO

  159. KABANKALAN CITY WATER DISTRICT

  160. KIMSTORE

  161. LA SALLE UNIVERSITY OZAMIZ INC

  162. LA TRINIDAD WATER DISTRICT

  163. LAZADA PH

  164. LGU CEBU - ALEGRIA

  165. LGU CEBU - ALOGUINSAN

  166. LGU CEBU - BADIAN

  167. LGU CEBU - BARILI (ATV - All Terrain Vehicle)

  168. LGU CEBU - DAAN BANTAYAN

  169. LGU CEBU - DALAGUETE

  170. LGU CEBU - MOALBOAL SARDINE RUN

  171. LGU CEBU - OSLOB WHALE SHARK WATCHING

  172. LGU CEBU OSLOB - SUMILON SAND BAR

  173. LIPIEMCO - Lipi Employees Multi Purpose Cooperative

  174. LOAN STAR LENDING CORPORATION

  175. LORMA COLLEGES INC.

  176. LOURDES COLLEGE INC.

  177. LOYOLA PLANS CONSOLIDATED INC.

  178. LYCEUM OF THE PHILIPPINES UNIVERSITY - CAVITE

  179. LYCEUM OF THE PHILIPPINES UNIVERSITY - MANILA

  180. LYDIAS LECHON

  181. MACONDRAY FINANCE CORP.

  182. MAGUINDANAO ELECTRIC COOPERATIVE INC.

  183. MAHOGANY FLOATING COTTAGE RENTAL

  184. MAKATI FINANCE CORPORATION - CUSTOMER ACCOUNT

  185. MALAYAN COLLEGES LAGAUNA, INC.

  186. MANILA WATER COMPANY INC.

  187. MANILA WATER PHILIPPINE VENTURES

  188. MAPI LENDING INVESTORS INC.

  189. MASAGANANG BUHAY FINANCE PHILS. CORP.

  190. MCIAGroup Inc. Customer Account

  191. MEDICAL COLLEGE OF NORTHERN PHILS.

  192. METRO PACIFIC ILOILO WATERS INC

  193. METROBANK - Iregalo

  194. METROBANK SUMISHO MOTORS

  195. METROBANK ABOITIZ LAND

  196. METROBANK BENISON COMMERCIAL GROUP

  197. METROBANK BUSINESS PEOPLE INC. - ILOILO

  198. METROBANK BUSINESS PEOPLE INC. - ROXAS

  199. METROBANK CALAPAN WATERWORKS

  200. METROBANK CENTRAL PHILIPPINE UNIVERSITY

  201. METROBANK CHICKEN ESSENTIALS PH.INC

  202. METROBANK DCCO - Multi Purpose Coop Sibulan

  203. METROBANK EASY PAY FINANCE

  204. METROBANK ESSILOR DAGUPAN

  205. METROBANK ESSILOR PHILS LUZON

  206. METROBANK ESSILOR PHILS MINDANAO

  207. METROBANK ESSILOR PHILS. VISAYAS

  208. METROBANK EXCEL FIRST REVIEW

  209. METROBANK JACK & JILL SCHOOL

  210. METROBANK MAY ABOHAN

  211. METROBANK OVERSEA FEED CORP.

  212. METROBANK SILIMAN UNIVERSITY

  213. METROBANK ST. COLUMBAN COLLEGE

  214. METROBANK VISAYAN SURETY & INSURANCE CORP.

  215. METROPOLITAN CEBU WATER DISTRICT

  216. MICROVENTURES PHILS. FINANCING COMPANY INC.

  217. MISAMIS CABLE MANAGEMENT AND DEV'T. CORP

  218. MISAMIS CABLE NETWORK MANAGEMENT CORP.

  219. MISAMIS INSTITUTE OF TECHNOLOGY

  220. MISAMIS OCCIDENTAL ELECTRIC COOPERATIVE I

  221. MONIELEND CORPORATION

  222. MOSIMEET CORPORATION / ICON

  223. MWPV SOUTH LUZON WATER CORPORATION

  224. MY POCKET DOCTOR 250

  225. MY POCKET DOCTOR 450

  226. MY SUPERPAY

  227. NAGA CITY WATERS SYSTEM INC.

  228. NASUGBU WATER DISTRICT

  229. NETBANK

  230. NFINIT CREDIT CORP.

  231. NORECO 1 CONSUMERS

  232. NORKIS LZN/NCR

  233. NORKIS VISMIN

  234. NORTH CENTRAL MINDANAO COLLEGE

  235. NORTH VALLEY COLLEGE FOUNDATION INC.

  236. NORTHERN NEGROS ELECT. COOPERATIVE INC.

  237. NORTHERN SAMAR ELECTRIC COOP. (NORSAMELCO)

  238. NOTRE DAME OF KIDAPAWAN COLLEGE INC.

  239. NOTRE DAME OF MARBEL UNIVERSITY

  240. NOTRE DAME OF MIDSAYAP

  241. NUEVA ECIJA ELECTRIC COOPERATIVE II (Area 1)

  242. OBANDO WATER COMPANY INC

  243. ORIENT CABLE AND TELECOMMUMNICATIONS INC.

  244. OROQUIETA CITY WATER DISTRICT

  245. OUR LADY OF TRIUMPH INSTITUTE OF TECHNOLOGY INC. - OZAMIZ

  246. OUR LADY OF TRIUMPH INSTITUTE OF TECHNOLOGY INC. - PAGADIAN

  247. PACIFIC ACE SAVINGS BANK

  248. PAG-IBIG FUND

  249. PALECO (Palawan Electric Coop)

  250. PANGASINAN ELECTRIC COOPERATIVE 1 (PANELCO)

  251. PANGLAO WATER SERVICES INC.

  252. PARAMOUNT LIFE AND GENERAL INSURANCE CORP.

  253. PAYNAMICS TECHNOLOGIES INC.

  254. PAYPANDA / CLOUD PANDA PH INC.

  255. PERPETUAL HELP MULTI PURPOSE COOP. - TACLOBAN

  256. PHIL. PRUDENTIAL LIFE AND INSURACE COMPANY

  257. PHILCARE INC.

  258. PHILIPPINE AIRLINES (PAL)

  259. PHILIPPINE WOMEN COLLEGE DAVAO

  260. PHILTECH INC.

  261. PIONEER INSURANCE AND SURETY CORP.

  262. PIONEER INTERCONTINENTAL INSURANCE CORP.

  263. PIONEER LIFE INC.

  264. PJH LENDING CORPORATION

  265. PLDT (PHILIPPINE LONG DISTANCE COMPANY)

  266. POP TV PTE LTD.

  267. PROGRESSIVE BANK INC.

  268. PROVIDENT PLANS

  269. PROVINCE OF CEBU - CPIWS

  270. QUEZON 1 ELECTRIC COOPERATIVE INC.

  271. QUEZON CATV INC. - LUCENA

  272. RAFI MICROFINANCE INC.

  273. RAMON MAGSAYSAY MEMORIAL COLLEGES - GENERAL SANTOS

  274. RAMON MAGSAYSAY MEMORIAL COLLEGES- MARBEL

  275. RCBC - DWIGHT STEEL

  276. RCBC CONSUMER LOANS

  277. RHEAN MOTOR CENTER INC.

  278. RICHLI WATER CORP

  279. RIMANSI MUTUAL SOLUTIONS INSURANCE AGENCY INC.

  280. RIVERSIDE COLLEGE INC.

  281. RYKOM FINANCING CORPORATION

  282. SAINT MARY'S ACADEMY FOR SAN NICOLAS, INC.

  283. SAMELCO 1

  284. SAMELCO II

  285. SANTA MONICA HOMES

  286. SBT - ART BOOK ENTERPRISE

  287. SERVIAMUS FOUNDATION INCORPORATED

  288. SHOP4FUN INC.

  289. SILLIMAN UNIVERSITY

  290. SINOTEC SPECIALIZED MACHINERIES CORP.

  291. SKY HORIZON TOURS AND EVENT (GLERK TOURS INC.)

  292. SKYPAY

  293. SMART COMMUNICATION INC.

  294. SMB (SARAP MAG-BIYAHE) TRAVEL AND TOURS

  295. SOCOTECO II

  296. SOUTH ASIALINK CREDIT CORP.

  297. SOUTHEAST CABLE TV CORPORATION

  298. SOUTHEAST CABLE TV CORPORATION - MAUBAN

  299. ST. ALEXIUS COLLEGE INC.

  300. ST. JOSEPH COLLEGE BACOLOD

  301. ST. MARYS COLLEGE OF TAGUM

  302. ST. PAUL COLLEGE FOUNDATION INC. - BULACAO CEBU

  303. ST. THOMAS MORE SCHOOL OF LAW AND BUSINESS INC.

  304. STATEFIELD SCHOOL INC.

  305. STI ALUMNI

  306. STI EDUCATION SERVICE GRP. INC

  307. STO. NINO DE CEBU FINANCE CORP.

  308. STRONG MOTO CENTRUM INC.

  309. SUAREZ ARTS METAL TECHNOLOGY INC.

  310. SUBIC ENERZON

  311. SUBIC WATER AND SEWERAGE CO. INC.

  312. SUKELCO (Sultan Kuadarat Electric Coop.)

  313. SURIGAO DEL NORTE ELECTRIC COOP. (SURNECO)

  314. SURIGAO ELECTRIC COOPERATIVE 1 (SURSECO1)

  315. TAGUM WATER DISTRICT

  316. TERESA WATER DISTRICT

  317. THE COLLEGE OF MAASIN

  318. THE LEWIS COLLEGE INC.

  319. TRANS ASIATIC FINANCE INCORPORATED

  320. TRAVELCAFE VACATIONS INTL.

  321. ULTIMATE VISA CORPORATION

  322. UNICAPITAL FINANCE AND INVESTMENTS INC.

  323. UNISAFE MARKETING

  324. UNISTAR-CUSTOMER ACCOUNT

  325. UNITRADE/UNICAPITAL - EQ TRADE FEE

  326. UNITRADE/UNICAPITAL - LODGEMENT FEE

  327. UNITRADE/UNICAPITAL - NEW ACCOUNTS

  328. UNITRADE/UNICAPITAL - SEMINAR REGISTRATION FEE

  329. UNITRADE/UNICAPITAL - TOPUP/RENEWAL

  330. UNITRADE/UNICAPITAL - UPLIFTMENT FEE

  331. UNIVERISITY OF CEBU - MAMBALING

  332. UNIVERSIDAD DE ZAMBOANGA

  333. UNIVERSITY OF CAGAYAN VALLEY

  334. UNIVERSITY OF CEBU - BANILAD

  335. UNIVERSITY OF CEBU - BANILAD

  336. UNIVERSITY OF CEBU - LAPULAPU & MANDAUE

  337. UNIVERSITY OF CEBU - MAMBALING

  338. UNIVERSITY OF CEBU COLLEGE OF MEDICINE FOUNDATION INC.

  339. UNIVERSITY OF CEBU COLLEGE OF MEDICINE FOUNDATION INC.

  340. UNIVERSITY OF CEBU LAPU-LAPU & MANDAUE INC

  341. UNIVERSITY OF MINDANAO- DAVAO

  342. UNIVERSITY OF MINDANAO- DIGOS

  343. UNIVERSITY OF MINDANAO- PANABO

  344. UNIVERSITY OF MINDANAO- TAGUM

  345. UNIVERSITY OF SAN AGUSTIN ILOILO

  346. UNIVERSITY OF SAN JOSE RECOLETOS

  347. UNIVERSITY OF SOUTHERN PHILIPPINES FOUNDATION

  348. UNIVERSITY OF THE ASSUMPTION

  349. UNIVERSITY OF THE VISAYAS - COMPOSTELA

  350. UNIVERSITY OF THE VISAYAS - DALAGUETE

  351. UNIVERSITY OF THE VISAYAS - DANAO

  352. UNIVERSITY OF THE VISAYAS - MAIN

  353. UNIVERSITY OF THE VISAYAS - MANDAUE

  354. UNIVERSITY OF THE VISAYAS - MINGLANILLA

  355. UNIVERSITY OF THE VISAYAS - PARDO

  356. UNIVERSITY OF THE VISAYAS - TOLEDO

  357. VALENCIA CITY (BUKIDNON) WATER DISTRICT

  358. VECO (Visayan Electric Cooeperative)

  359. VMA GLOBAL COLLEGE AND TRAINING CENTERS

  360. WATERS PHILS. (ELECTRO GROUP INC.)

  361. WESKY CABLE NETWORKS CASTILLEJOS INC.

  362. WISEFUND FINANCE CORPORATION

  363. WM TRAVEL AND CRUISES CORP.

  364. ZAMBOANGA CITY WATER DISTRICT

  365. ZANECO (Zamboanga Del Norte Electric Cooperative)

  366. ZAZU LENDING INVESTOR

  367. ZENAR TELECOMS INC.